The easiest way is to resolve this is to contact us and arrange a payment plan. We pride ourselves on treating you with respect and honor. Let us help you get back on the right track.
Whitewind is a purchaser of delinquent or defaulted receivables. The original creditor will have been a different company’s name. Whitewind’s goal is to help you resolve your commitment by working with you within your budget without causing undue hardship for you and your family. Contact us for details about your specific account and how we can resolve it.
A Judgment is a decision by a court or other tribunal that resolves a controversy and determines the rights and obligations of the parties. In the case of Whitewind, the Judgment typically stems from a credit extension or installment contract that was in default. It’s affect on you can vary from affecting the purchase or sale of a house or employment where legal history is checked. These are not in all cases and a legal professional should be consulted for clarification.
A Judgment has a Court ordered interest rate attached to it. Whitewind can stop that interest from accruing once you have signed a payment agreement and continue to honor that agreement to its end. Contact us for more detail.
The short answer is, yes! The balance can be discounted depending on how you set up your payment plan. Paying a lump sum at once, like using your tax return, to take care of the entire account can afford you the best opportunity for a discount. Setting up an automated recurring payment also can qualify for a discount. Otherwise, it is on a case by case basis. Contact us for more detail.
Whitewind will issue you a Release of Judgment to file with the court as well as a Release of Abstract to file with the county recorder’s office. These documents, when filed with the appropriate authorities, communicate the completion of your commitment to Whitewind.